Rakuten Review
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Rakuten Review 2020| Easy Cash Back on everything you buy

Today we’re going to take a look at an easy way to get cash back any time you shop. We are going to take a look at Rakuten, formerly known as Ebates.

For those who don’t know what Rakuten is… It’s a company that has partnered with thousands of stores that offer cash back when you shop at those stores. And using Rakuten is FREE, it costs you nothing for using their cash back services.  Here is a link to the Video.

Rakuten: $10 Bucks to Join Now!

Let’s take a look at how you get cash back

You can get cash back in a Big.. Fat.. Check. That’s right, they will actually mail you a check. You just have to give them the address where you want it to be sent.

The only caveat to this is it usually takes a lot longer to get your check in the mail… typically it can take a few weeks to over a month to get the check… also the check can be lost in the mail… which can be a hassle to try to have another check issued out to you and then you have to wait again for it to come OR you can just have it sent to your PayPal account. Frankly, PayPal is my preferred method and it’s also the fastest way to get your cashback, typically in a few days. You can choose how you want to get paid in your account settings. 

Also an important thing to mention is that you CAN’T just request the money anytime you want. Rakuten has a set schedule, which is basically every quarter, and anything you earned in that quarter will be sent out in about a month and a half later on the 15th. So for instance if you make a purchase between October 1 to December 31, your cash back won’t be sent out until February 15th. Also you have to have a minimum of $5 dollars in cash back for them to send it out to you otherwise the cash back balance will be carried over to the next quarter’s scheduled payout date.  

Where to Start with Rakuten?

You’ll get $10 bucks added to your account when you register. And once you go through the process of creating an account then you are going to want to get the extension for your browser. 

  1. Click Join Now & Go through the process of creating your account
  2. Web search for “Rakuten Extension” or rakuten.com/button.htm
  3. Click “Add to…” whatever browser you are using
    1. Sometimes you may not see the extension working… all you have to do is:
        A. go into your browser settings
        B. and enable the extension
  4. Start Your Online shopping

Steps to get the cash back when shopping online

  1. Go to Store website
  2. A little blinking letter “R” icon located in the top right 
  3. A pop up will appear to activate a certain amount of cash back
  4. Shop like normal
  5. During checkout may see an option to apply coupon 
  6. Select apply and it will determine the best coupon for you (if there is any)
  7. Check out like normal

Get cash back in-Stores!

And if you like to shop in stores… you can still get cash back. Just download the app and login with the account that you created. 

Link a credit card or debit card. 

  1. Download the App
  2. Login to your account
  3. Link a Credit or Debit card
  4. Go to “In store” tab and find your store
  5. Link the offer to your card
  6. Use your card to pay

If you have already added a card during your online purchases… then that same card should appear in your App If not just add a new card and load the offer into the card.

Extra Benefits!

While you’re in the app and loading offers you might as well take advantage of these cash back offers as well. Enroll in Rakuten’s Dining program where all dining offers will be automatically added to your linked card and you’ll get 5% cash back. All you have to do is Add a credit card, enable cash back at restaurants, you’ll only need to do this once for each card you want to use for dining. The cash back will automatically be added to your account. As this recording, this feature is only available for Apple’s IOS App but the Android version will be released soon.

Also, Keep an eye out for the Double Cash Back Offers. You can usually find these deals on their homepage or as featured deals and they change to different stores everyday. So if you are planning on buying something, it couldn’t hurt just to check to see if you get double cashback but considering the amount of stores they are partnered with, at the very least you’ll find some sort of cash back. It’s better than nothing.

Double Dippin’

One of the best things about this is that you can also get cashback or points from your credit cards as well! 

So Let’s say you decide to buy something on Groupon and Rakuten gives you 6% cash back on purchases but then you use your Chase Freedom credit card to complete the purchase which may have a promotional period where they are offering a 4% cash back. So not only do you get the 6% cashback from Rakuten but you also get an additional 4% cash back from the card as well. And on top of that you can use coupon codes for an additional 10% off in Groupon. So if add that up, it’s potentially a 20% discount on that item. That’s like buying a $1,000 dollar TV for $800 bucks. Not too shabby, right?

Favorite Combos

So using what we’ve talked about, here are some of my favorite cashback combos that I’ve used in the past but honestly this can work with any store that’s participating with Rakuten. I encourage you to look around and see what combinations will work best for you.

Links:

Referral Rakuten: $10 Bucks to Join Now! 

Rakuten Review Video Guide

Rakuten Browser Extension

Groupon Referral

Chase Freedom Unlimited

Once again, Thanks for Reading! Until Next Time.